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Smart Credit Card Strategies for Your Dream Wedding

Planning a wedding can be a costly affair, with the average wedding bill reaching a staggering $30,000. However, with the right credit card strategy, you can earn significant savings on your wedding expenses and even get a head start on your honeymoon.

Top Credit Cards for Wedding Expenses

We’ve curated a list of the best credit cards for wedding expenses, taking into account factors such as rewards rates, introductory APRs, and additional perks.

• Chase Freedom Unlimited: Offers a valuable cash-back rewards combo, with a flat 1.5% on every purchase and an enhanced rate of up to $300 extra back in the first year.
• Capital One Venture: Earns a flat 2x miles on every dollar spent, with no category restrictions. Plus, get up to 5x miles on hotels and car rentals through the Capital One Travel portal.
• Wells Fargo Reflect: Boasts a 21-month 0% intro APR, allowing you to pay down your wedding expenses over time without incurring interest.
• Discover it Miles: Offers a flat 1.5x miles on every purchase, with a unique sign-up bonus that matches every mile earned in the first year.
• The Platinum Card from American Express: Provides a valuable welcome bonus, airport lounge access, and up to $200 in annual statement credits for eligible prepaid hotel bookings.

Hotel Credit Cards for Wedding Venues

If you’re planning a hotel wedding, consider a co-branded hotel credit card to maximize your rewards and savings. Some popular options include:

• Marriott Bonvoy: Earn up to 60,000 bonus points when you book a qualifying event, plus additional perks like elite status and points calculator.
• Hilton Honors: Offers 2x points for weddings at Hilton properties, plus special offers like 100,000 bonus points for eligible all-inclusive weddings.
• World of Hyatt: Earn up to 150,000 points when you spend a minimum of $40,000 on your wedding, plus two tier-qualifying night credits toward elite status.

Tips for Choosing the Right Credit Card

When selecting a credit card for your wedding expenses, consider the following factors:

• Welcome offer: Look for a card with a valuable sign-up bonus that can help offset your wedding costs.
• Rewards rate: Choose a card with a flat rewards rate or one that offers maximum points on categories relevant to your wedding expenses.
• Introductory APR: If you need time to pay down your expenses, opt for a card with a 0% intro APR period.
• Additional perks: Consider cards with purchase protections, extended warranties, and travel insurance benefits to provide added security and savings.

By choosing the right credit card and using it strategically, you can earn significant rewards and savings on your wedding expenses, making your special day even more unforgettable.