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Unlock the Power of Credit Card Sign-Up Bonuses

A great sign-up bonus is one of the biggest perks of opening a new credit card. With offers covering a broad range of budgets, rewards types, and timelines, finding the best welcome offer can maximize your spending and ensure you never miss out on a great deal.

Top Picks for Sign-Up Bonuses

• Blue Cash Preferred: Earn up to $360 on your grocery shopping alone with 6% cash back for the first $6,000 you spend at U.S. supermarkets each year.
• Capital One Venture Card: Enjoy a flat 2x rewards rate and extra benefits for air travel, including up to a $120 fee credit for TSA PreCheck or Global Entry.
• Chase Sapphire Preferred: Get a boosted rate of 1.25 cents per point when redeeming points in the Chase Travel portal, plus access to a huge list of airline and hotel transfer partners.
• Chase Sapphire Reserve: Earn up to $900 in travel with a 50% boost in value when redeeming points for travel through Chase.
• Bonvoy Bevy: Get a valuable welcome offer with dynamic pricing, making it difficult to pin down an exact monetary value, but offering great short- and long-term value for Marriott loyalists.
• Blue Cash Preferred: Enjoy a valuable trio of introductory offers, including a cash welcome bonus, 0% APR introductory offer, and promotional $0 annual fee for the first year.
• Chase Freedom Unlimited: Earn a potential $300 welcome bonus with 1.5% added to your regular rewards, up to $20,000 spent in the first year.
• Alaska Airlines Visa Signature card: Get a two-fold welcome offer with 50,000 bonus miles and a free companion ticket.
• U.S. Bank Visa Platinum Card: Enjoy one of the longest introductory 0% APR offers for both new purchases and balance transfers available right now.
• Discover it Secured: Earn a rare secured credit card welcome bonus with Cashback Match, matching all of the cash back you’ve earned at the end of your first year.

Understanding Sign-Up Bonuses

A credit card sign-up bonus is a one-time offer, and some are even boosted by limited-time offers. To earn a card’s welcome bonus, you’ll often need to spend a certain amount of money within a given timeframe. Consider the minimum spending requirement, annual fee, and long-term rewards and benefits before applying for a new card.

Maximizing Your Sign-Up Bonus

• Meet the spending requirement without changing your spending habits.
• Apply for a new card during a period when you know your spending will increase.
• Consider cards with extended offers lasting as long as a year.
• Look for cards with great sign-up bonuses and solid promotional APR offers.

Choosing the Right Card for You

Compare your regular spending to the long-term rewards and benefits of a card. Make sure you’re prepared to take on the yearly cost even after you’ve redeemed your one-time sign-up bonus. With the right combination of both first-year bonus value and potential rewards over time, you’ll increase your long-term earnings and continue to get the most from your credit card year after year.