Maximizing Rewards on Your Disney Vacation
Planning a Disney vacation can be a costly endeavor, but with the right travel credit card, you can balance the expenses with great rewards and benefits. Before booking your trip, learn how to choose a travel card that will help you maximize your spending at Disney and beyond.
Top Travel Credit Cards for a Disney Vacation
- Chase Sapphire Preferred: With a $95 annual fee, this card offers a welcome bonus of 60,000 points after spending $4,000 in the first 3 months. You’ll earn 2x points on travel and dining purchases, plus a 10% annual points boost and travel protections.
- Chase Freedom Unlimited: This no-annual-fee card offers 3% cash back on all purchases in your first year up to $20,000 spent, and 1.5% cash back on all other purchases. You can also earn a $300 cash back bonus after spending $500 in the first 3 months.
- Capital One Savor Card: With a $0 annual fee, this card offers 3% cash back on dining, entertainment, and popular streaming services. You’ll also earn 2% cash back at grocery stores and 1% cash back on all other purchases.
- Hilton Surpass Card from Amex: With a $150 annual fee, this card offers a welcome bonus of 150,000 points after spending $3,000 in the first 3 months. You’ll earn 12x points on Hilton hotel stays, plus a free night award and automatic Gold status.
- Chase Sapphire Reserve: With a $550 annual fee, this card offers a welcome bonus of 60,000 points after spending $4,000 in the first 3 months. You’ll earn 3x points on travel and dining purchases, plus a $300 annual travel credit and airport lounge access.
Strategizing Your Credit Card Use
To maximize your rewards, consider using different credit cards for purchases in different categories. For example, use a card with a high rewards rate for travel bookings, and another card with a high rewards rate for dining purchases. By strategizing your credit card use, you can earn more rewards and benefits on your Disney vacation.
Average Costs of a Disney Vacation
To help you plan your trip, we’ve calculated the average costs of a Disney vacation based on a family of four traveling from the Chicago area to either Disneyland or Walt Disney World. Here are the average costs for each category:
- Flights: $3,186.89
- Hotel: $1,817.80
- Park tickets: $2,095.27
- Food: $596
Total cost: $7,695.76
Choosing the Right Credit Card for Your Disney Vacation
When choosing a credit card for your Disney vacation, consider your individual spending habits and goals. Look for a card with rewards categories that align with your spending, and benefits that will add value to your trip. By doing your research and choosing the right credit card, you can maximize your rewards and benefits on your Disney vacation.
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