Maximize Your Walmart Savings with the Right Credit Card
As one of the world’s largest retailers, Walmart is a staple in many households. With over 10,000 stores in 19 countries, it’s likely that there’s a location near you. Whether you’re shopping in-store or online, you can earn rewards on your purchases with the right credit card.
Why Use a Rewards Credit Card for Walmart Purchases?
Using a rewards credit card for your Walmart transactions can help offset your overall spending. Since these are purchases you plan on making anyway, it makes sense to earn cash back, points, or miles that can be redeemed for travel, shopping, or other rewards.
Top Credit Cards for Walmart Shopping
We’ve curated a list of the best credit cards for Walmart shopping, including:
- Capital One Venture Rewards Credit Card: Best for earning travel rewards
- Blue Cash Everyday Card from American Express: Best for online shopping
- Wells Fargo Active Cash Credit Card: Best for unlimited cash rewards
- Chase Freedom Flex Credit Card: Best for rotating categories
- Citi Double Cash Card: Best for unlimited cash back
- U.S. Bank Shopper Cash Rewards Visa Signature Card: Best for high rewards rate
- Discover it Cash Back Credit Card: Best for rotating categories
How to Choose the Best Credit Card for Walmart
When selecting a credit card for your Walmart purchases, consider the following factors:
- Rewards: Look for cards that offer cash back, points, or miles on your Walmart purchases.
- Intro APR offer: A 0% introductory APR offer on purchases can help you avoid interest charges for a certain period.
- Perks and benefits: Some cards offer additional benefits, such as purchase protection, extended warranty protection, or a free Walmart+ membership.
Maximizing Your Walmart Savings
In addition to using a rewards credit card, there are other ways to maximize your Walmart savings:
- Make a shopping list: Prioritize your purchases to avoid overspending.
- Use manufacturer coupons: Take advantage of paper manufacturer coupons or digital offers on the Walmart app or website.
- Look for Rollback and Reduced price tags: Check for general savings deals on Walmart.com.
- Consider Walmart+: Walmart’s membership program offers free shipping with no order minimum, among other benefits.
- Buy used or refurbished items: The Walmart Restored program offers refurbished items at a lower price than new ones.
Methodology
We used existing rubrics for cash-back credit cards, travel credit cards, and business credit cards to compare over 100 products and find the best credit cards for Walmart. Our final list includes a variety of cards that cater to different goals and preferences when it comes to shopping at Walmart.
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