Top Chase Credit Cards for Every Wallet
Chase is one of the largest banks in the US, offering a wide range of credit cards that cater to different financial goals and spending habits. Whether you’re looking for travel rewards, cash back, or an intro 0% APR, Chase has a card that fits your needs.
Travel Rewards
- Chase Sapphire Preferred: Earn flexible rewards points with a 25% boost when redeemed for travel through Chase Travel. Enjoy a $95 annual fee and a 60,000-point bonus after spending $4,000 in the first 3 months.
- Chase Sapphire Reserve: Get a 50% points boost when redeemed for travel, plus a $300 travel credit and airport lounge access. The $550 annual fee is offset by the card’s many perks.
Cash Back
- Chase Freedom Unlimited: Earn 1.5% cash back on all purchases, with no rotating categories or spending limits. Plus, get a $200 bonus after spending $500 in the first 3 months.
- Chase Freedom Flex: Enjoy 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter, plus 1% cash back on all other purchases.
Intro 0% APR
- Chase Slate Edge: Get 18 months of 0% APR on purchases and balance transfers, with a $0 intro balance transfer fee. Plus, lower your ongoing interest rate by making on-time payments.
Small Business
- Chase Ink Business Preferred: Earn 3x points on up to $150,000 in combined purchases in select categories, plus a 100,000-point bonus after spending $15,000 in the first 3 months.
Building Credit
- Chase Freedom Rise: Designed for new credit users, this card offers rewards and helps you build credit with Chase.
Choosing the Right Card
When selecting a Chase credit card, consider your financial goals, spending habits, and credit score. Look for cards that offer rewards in categories you spend the most in, and weigh the benefits against the annual fee. Don’t forget to review the card’s terms and conditions, including the APR and any foreign transaction fees.
Maximizing Your Rewards
To get the most out of your Chase credit card, make sure to:
- Earn points or cash back in your most frequent spending categories
- Redeem points for travel through Chase Travel for a higher value
- Take advantage of intro 0% APR periods for purchases and balance transfers
- Use your card’s benefits, such as travel credits and airport lounge access
By choosing the right Chase credit card and using it strategically, you can earn rewards, save money, and achieve your financial goals.
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