As the nation reels from the devastating aftermath of Hurricane Helene, which has claimed at least 215 lives and left thousands unaccounted for, homeowners are reevaluating their living situations and seeking safer havens. According to Realtor.com, over 730,000 homes remain without power, prompting many to consider relocating to areas with lower risk of extreme weather damage.
The unprecedented scope of 2024’s natural disasters has resulted in a staggering $25 billion in damages nationwide. Climate change has contributed to a 20% increase in global floods since 2000, while U.S. wildfires have surged 320% since 1996.
For those seeking refuge from nature’s fury, Realtor.com has identified the top 10 states with the lowest risk of extreme weather damage. Nevada tops the list, with 90.6% of homes at the lowest risk, representing a massive $440.4 billion in property value. Nebraska follows closely, with 90.2% of homes in safe zones, although with a lower total property value of $159 billion. Colorado ranks third, with 89.5% of homes in low-risk areas, boasting over $1 trillion in property value.
Kansas, Minnesota, Iowa, Washington, Ohio, South Dakota, and Missouri complete the list, all with over 87% of homes in low-risk areas. Realtor.com economist Jiayi Xu notes, “Opting for a property in states with a lower hurricane risk can help alleviate concerns about property damage, financial costs, community recovery, and emotional stress.”
The impact of extreme weather extends beyond immediate damage, with insurance premiums skyrocketing in high-risk areas and some homeowners abandoning coverage altogether. Xu suggests using environmental risk scores to evaluate potential homes, allowing prospective homeowners to identify safer locations before making a final decision.
As the nation grapples with the reality of extreme weather, the conversation is shifting towards long-term safety and resilience. For many Americans, the next move might not just be about finding a home, but finding a haven.
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