AXP Q3 2024 Earnings Call: American Express Transcript & Highlights

American Express Q3 2024 Earnings Call: A Bright Outlook

As the curtains open on American Express’s Q3 2024 earnings call, investors and analysts gather to dissect the company’s progress and financial performance. With the spotlight on Chairman and CEO Stephen Squeri, the anticipation is palpable.

A Word of Caution

Before diving into the nitty-gritty, Head of Investor Relations Kartik Ramachandran sets the tone with a gentle reminder. Today’s discussion will feature forward-looking statements about American Express’s future business and financial performance, based on management’s current expectations. However, it’s essential to acknowledge the risks and uncertainties that could impact actual results. These factors are outlined in today’s presentation slides and SEC reports.

Non-GAAP Financial Measures: A Clarification

To ensure transparency, Kartik Ramachandran highlights that the discussion will also include non-GAAP financial measures. For those seeking a clearer understanding, comparable GAAP financial measures can be found in this quarter’s earnings materials, as well as prior periods, on the company’s website at ir.americanexpress.com.

The Main Event: Steve Squeri Takes the Stage

With the formalities out of the way, Stephen Squeri, Chairman and CEO, takes center stage to share his insights on the company’s progress and results. Christophe Le Caillec, Chief Financial Officer, will follow with a detailed analysis of the financials.

A Question-and-Answer Session Like No Other

Later, the floor will open for a question-and-answer session, featuring a distinguished panel of experts, including Sanjay Sakhrani from KBW, Ryan Nash from Goldman Sachs, and Craig Maurer from FT Partners, among others. The operator will guide the discussion, ensuring a smooth and informative exchange.

As the call gets underway, one thing is clear: American Express is poised to share its vision for the future, and investors are eager to listen.

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