Nordea Bank Abp Q3 2024 Earnings Call: Full Transcript

Nordea Bank’s Q3 2024 Results: A Testament to Sustainable Profitability

A Strong Start to the Day

Good morning! Welcome to Nordea’s Third Quarter 2024 Results Presentation. I’m Ilkka Ottoila, Head of Investor Relations, joined by our President and CEO, Frank Vang-Jensen, and our Group CFO, Ian Smith. Today, we’re excited to share our latest results with you.

A Noteworthy Performance

Frank Vang-Jensen takes the stage: “Today, we’re proud to announce our results for the third quarter. Despite challenges, we’ve achieved a remarkable performance, with profitability reaching new heights. Our return on equity stands at an impressive 16.7%, a testament to our sustainable improvement in profitability.”

Stable Business Volumes and Customer Activity

So, what drove this success? Frank explains: “Business volumes remained stable during the quarter, with customer activity thriving, particularly in savings and investments. This led to a year-on-year increase in our income.”

A Track Record of Excellence

Nordea’s return on equity has consistently exceeded 15% for the past eight quarters, demonstrating the bank’s ability to maintain its position as one of Europe’s top-performing universal banks. Since its repositioning in 2019, Nordea has achieved lasting efficiencies, adjusted its business mix, and focused on profitable growth.

Looking Ahead: A Bright Future

For the full year 2024, Nordea expects its return on equity to remain above 16%, a strong position that bodes well for the future. With a solid foundation in place, the bank is confident in its ability to sustain its position as a leader in European banking.

Your Turn: Q&A Session

Now it’s your turn! Please dial into the teleconference to ask your questions. We’re looking forward to hearing from you.

Author

Leave a Reply

Your email address will not be published. Required fields are marked *