FHN Q3 2024 Earnings Call: Full Transcript & Highlights

First Horizon Corporation’s Q3 2024 Earnings: A Strong Foundation for Growth

Welcome to the Earnings Conference Call

Good morning, everyone! I’m Carly, your call coordinator for today’s Third Quarter 2024 Earnings Conference Call. We’re excited to have you join us as we discuss First Horizon Corporation’s (NYSE:FHN) latest financial results.

Navigating the Road Ahead

Natalie Flanders, Head of Investor Relations, takes the stage to introduce our esteemed panel of speakers. “Good morning, and welcome to our third quarter 2024 results conference call. We’re thrilled to have you with us today. Our Chairman, President, and CEO, Bryan Jordan, and Chief Financial Officer, Hope Dmuchowski, will share their insights and perspectives on our performance.”

Leadership Insights

Bryan Jordan, Chairman, President, and CEO, kicks off the discussion, highlighting the company’s achievements and strategies for future growth. Hope Dmuchowski, Chief Financial Officer, provides a detailed analysis of the financial results, offering a comprehensive view of the company’s performance.

Expert Insights

Thomas Hung, Deputy Chief Credit Officer, is also on hand to address questions and provide additional context on the company’s credit profile. Our speakers will reference the earnings presentation, available on our website at ir.firsthorizon.com, throughout the call.

Important Reminders

Before we dive in, a few important notes: our remarks today will include forward-looking statements, which are subject to risks and uncertainties. Please review the factors that may cause our results to differ from our expectations on page two of our presentation and in our SEC filings. Additionally, our comments will focus on adjusted results, which exclude the impact of notable items. These are non-GAAP measures, so be sure to review the GAPP information in our presentation.

Your Questions, Our Answers

Now, it’s your turn! We’re happy to take your questions and provide further insights into our performance and strategy. Let’s get started!

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